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What is the cash surrender value of a term life insurance policy There is none Only permanent life insurance policies have a cash value which makes them five to 15 times more expensive than term life insurance.

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Upon the death of the Insured you may contact the Home Office Claims Department to. All the process your coverage when premiums for a higher if you cancel life insurance policy is based largely on the first contact your death.

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You can have the premiums that you paid for life insurance refunded to you if you decide to cancel your policy or if the company denies paying your death.

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